Article 395 RF Civil Code Interest Calculator
Calculate statutory default interest on debt under Article 395 of the Russian Civil Code using historical CBR rates.
Historical CBR Key Interest Rates
The rates below are officially declared by the Central Bank of the Russian Federation and used for Article 395 computations.
From 2023-09-1813.0%
From 2023-10-3015.0%
From 2023-12-1816.0%
From 2024-07-2918.0%
From 2024-09-1619.0%
From 2024-10-2821.0%
Interest Calculation Parameters
100 000 ₽
Optional Partial Payments
Input payments made by the debtor mid-period to lower interest compounding.
Accrued Interest
17 500 ₽
Total Days Owed
366 Days
Total Outstanding Balance
117 500 ₽
Current CBR Key Rate
21%
Interest Accrual Timeline Details
Itemized log of rates and principal changes applied during the default period. Ideal for submitting in court papers.
2024-01-01 – 2024-01-0144 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-01-02 – 2024-01-0244 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-01-03 – 2024-01-0344 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-01-04 – 2024-01-0444 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-01-05 – 2024-01-0544 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-01-06 – 2024-01-0644 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-01-07 – 2024-01-0744 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-01-08 – 2024-01-0844 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-01-09 – 2024-01-0944 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-01-10 – 2024-01-1044 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-01-11 – 2024-01-1144 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-01-12 – 2024-01-1244 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-01-13 – 2024-01-1344 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-01-14 – 2024-01-1444 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-01-15 – 2024-01-1544 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-01-16 – 2024-01-1644 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-01-17 – 2024-01-1744 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-01-18 – 2024-01-1844 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-01-19 – 2024-01-1944 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-01-20 – 2024-01-2044 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-01-21 – 2024-01-2144 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-01-22 – 2024-01-2244 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-01-23 – 2024-01-2344 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-01-24 – 2024-01-2444 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-01-25 – 2024-01-2544 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-01-26 – 2024-01-2644 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-01-27 – 2024-01-2744 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-01-28 – 2024-01-2844 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-01-29 – 2024-01-2944 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-01-30 – 2024-01-3044 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-01-31 – 2024-01-3144 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-02-01 – 2024-02-0144 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-02-02 – 2024-02-0244 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-02-03 – 2024-02-0344 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-02-04 – 2024-02-0444 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-02-05 – 2024-02-0544 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-02-06 – 2024-02-0644 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-02-07 – 2024-02-0744 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-02-08 – 2024-02-0844 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-02-09 – 2024-02-0944 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-02-10 – 2024-02-1044 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-02-11 – 2024-02-1144 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-02-12 – 2024-02-1244 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-02-13 – 2024-02-1344 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-02-14 – 2024-02-1444 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-02-15 – 2024-02-1544 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-02-16 – 2024-02-1644 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-02-17 – 2024-02-1744 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-02-18 – 2024-02-1844 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-02-19 – 2024-02-1944 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-02-20 – 2024-02-2044 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-02-21 – 2024-02-2144 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-02-22 – 2024-02-2244 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-02-23 – 2024-02-2344 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-02-24 – 2024-02-2444 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-02-25 – 2024-02-2544 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-02-26 – 2024-02-2644 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-02-27 – 2024-02-2744 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-02-28 – 2024-02-2844 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-02-29 – 2024-02-2944 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-03-01 – 2024-03-0144 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-03-02 – 2024-03-0244 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-03-03 – 2024-03-0344 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-03-04 – 2024-03-0444 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-03-05 – 2024-03-0544 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-03-06 – 2024-03-0644 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-03-07 – 2024-03-0744 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-03-08 – 2024-03-0844 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-03-09 – 2024-03-0944 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-03-10 – 2024-03-1044 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-03-11 – 2024-03-1144 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-03-12 – 2024-03-1244 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-03-13 – 2024-03-1344 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-03-14 – 2024-03-1444 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-03-15 – 2024-03-1544 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-03-16 – 2024-03-1644 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-03-17 – 2024-03-1744 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-03-18 – 2024-03-1844 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-03-19 – 2024-03-1944 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-03-20 – 2024-03-2044 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-03-21 – 2024-03-2144 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-03-22 – 2024-03-2244 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-03-23 – 2024-03-2344 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-03-24 – 2024-03-2444 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-03-25 – 2024-03-2544 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-03-26 – 2024-03-2644 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-03-27 – 2024-03-2744 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-03-28 – 2024-03-2844 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-03-29 – 2024-03-2944 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-03-30 – 2024-03-3044 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-03-31 – 2024-03-3144 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-04-01 – 2024-04-0144 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-04-02 – 2024-04-0244 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-04-03 – 2024-04-0344 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-04-04 – 2024-04-0444 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-04-05 – 2024-04-0544 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-04-06 – 2024-04-0644 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-04-07 – 2024-04-0744 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-04-08 – 2024-04-0844 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-04-09 – 2024-04-0944 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-04-10 – 2024-04-1044 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-04-11 – 2024-04-1144 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-04-12 – 2024-04-1244 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-04-13 – 2024-04-1344 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-04-14 – 2024-04-1444 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-04-15 – 2024-04-1544 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-04-16 – 2024-04-1644 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-04-17 – 2024-04-1744 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-04-18 – 2024-04-1844 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-04-19 – 2024-04-1944 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-04-20 – 2024-04-2044 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-04-21 – 2024-04-2144 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-04-22 – 2024-04-2244 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-04-23 – 2024-04-2344 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-04-24 – 2024-04-2444 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-04-25 – 2024-04-2544 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-04-26 – 2024-04-2644 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-04-27 – 2024-04-2744 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-04-28 – 2024-04-2844 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-04-29 – 2024-04-2944 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-04-30 – 2024-04-3044 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-05-01 – 2024-05-0144 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-05-02 – 2024-05-0244 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-05-03 – 2024-05-0344 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-05-04 – 2024-05-0444 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-05-05 – 2024-05-0544 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-05-06 – 2024-05-0644 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-05-07 – 2024-05-0744 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-05-08 – 2024-05-0844 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-05-09 – 2024-05-0944 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-05-10 – 2024-05-1044 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-05-11 – 2024-05-1144 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-05-12 – 2024-05-1244 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-05-13 – 2024-05-1344 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-05-14 – 2024-05-1444 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-05-15 – 2024-05-1544 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-05-16 – 2024-05-1644 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-05-17 – 2024-05-1744 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-05-18 – 2024-05-1844 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-05-19 – 2024-05-1944 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-05-20 – 2024-05-2044 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-05-21 – 2024-05-2144 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-05-22 – 2024-05-2244 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-05-23 – 2024-05-2344 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-05-24 – 2024-05-2444 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-05-25 – 2024-05-2544 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-05-26 – 2024-05-2644 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-05-27 – 2024-05-2744 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-05-28 – 2024-05-2844 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-05-29 – 2024-05-2944 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-05-30 – 2024-05-3044 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-05-31 – 2024-05-3144 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-06-01 – 2024-06-0144 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-06-02 – 2024-06-0244 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-06-03 – 2024-06-0344 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-06-04 – 2024-06-0444 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-06-05 – 2024-06-0544 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-06-06 – 2024-06-0644 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-06-07 – 2024-06-0744 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-06-08 – 2024-06-0844 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-06-09 – 2024-06-0944 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-06-10 – 2024-06-1044 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-06-11 – 2024-06-1144 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-06-12 – 2024-06-1244 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-06-13 – 2024-06-1344 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-06-14 – 2024-06-1444 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-06-15 – 2024-06-1544 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-06-16 – 2024-06-1644 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-06-17 – 2024-06-1744 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-06-18 – 2024-06-1844 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-06-19 – 2024-06-1944 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-06-20 – 2024-06-2044 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-06-21 – 2024-06-2144 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-06-22 – 2024-06-2244 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-06-23 – 2024-06-2344 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-06-24 – 2024-06-2444 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-06-25 – 2024-06-2544 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-06-26 – 2024-06-2644 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-06-27 – 2024-06-2744 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-06-28 – 2024-06-2844 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-06-29 – 2024-06-2944 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-06-30 – 2024-06-3044 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-07-01 – 2024-07-0144 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-07-02 – 2024-07-0244 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-07-03 – 2024-07-0344 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-07-04 – 2024-07-0444 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-07-05 – 2024-07-0544 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-07-06 – 2024-07-0644 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-07-07 – 2024-07-0744 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-07-08 – 2024-07-0844 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-07-09 – 2024-07-0944 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-07-10 – 2024-07-1044 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-07-11 – 2024-07-1144 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-07-12 – 2024-07-1244 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-07-13 – 2024-07-1344 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-07-14 – 2024-07-1444 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-07-15 – 2024-07-1544 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-07-16 – 2024-07-1644 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-07-17 – 2024-07-1744 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-07-18 – 2024-07-1844 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-07-19 – 2024-07-1944 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-07-20 – 2024-07-2044 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-07-21 – 2024-07-2144 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-07-22 – 2024-07-2244 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-07-23 – 2024-07-2344 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-07-24 – 2024-07-2444 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-07-25 – 2024-07-2544 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-07-26 – 2024-07-2644 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-07-27 – 2024-07-2744 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-07-28 – 2024-07-2844 ₽
Principal: 100 000 ₽Rate: 16% (1 days)
2024-07-29 – 2024-07-2949 ₽
Principal: 100 000 ₽Rate: 18% (1 days)
2024-07-30 – 2024-07-3049 ₽
Principal: 100 000 ₽Rate: 18% (1 days)
2024-07-31 – 2024-07-3149 ₽
Principal: 100 000 ₽Rate: 18% (1 days)
2024-08-01 – 2024-08-0149 ₽
Principal: 100 000 ₽Rate: 18% (1 days)
2024-08-02 – 2024-08-0249 ₽
Principal: 100 000 ₽Rate: 18% (1 days)
2024-08-03 – 2024-08-0349 ₽
Principal: 100 000 ₽Rate: 18% (1 days)
2024-08-04 – 2024-08-0449 ₽
Principal: 100 000 ₽Rate: 18% (1 days)
2024-08-05 – 2024-08-0549 ₽
Principal: 100 000 ₽Rate: 18% (1 days)
2024-08-06 – 2024-08-0649 ₽
Principal: 100 000 ₽Rate: 18% (1 days)
2024-08-07 – 2024-08-0749 ₽
Principal: 100 000 ₽Rate: 18% (1 days)
2024-08-08 – 2024-08-0849 ₽
Principal: 100 000 ₽Rate: 18% (1 days)
2024-08-09 – 2024-08-0949 ₽
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2024-08-10 – 2024-08-1049 ₽
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2024-08-12 – 2024-08-1249 ₽
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2024-08-13 – 2024-08-1349 ₽
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2024-08-14 – 2024-08-1449 ₽
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2024-08-15 – 2024-08-1549 ₽
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2024-08-16 – 2024-08-1649 ₽
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2024-08-17 – 2024-08-1749 ₽
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2024-08-18 – 2024-08-1849 ₽
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2024-08-19 – 2024-08-1949 ₽
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2024-08-20 – 2024-08-2049 ₽
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2024-08-22 – 2024-08-2249 ₽
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2024-08-23 – 2024-08-2349 ₽
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2024-08-31 – 2024-08-3149 ₽
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2024-09-01 – 2024-09-0149 ₽
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2024-09-02 – 2024-09-0249 ₽
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2024-09-03 – 2024-09-0349 ₽
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2024-09-06 – 2024-09-0649 ₽
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2024-09-07 – 2024-09-0749 ₽
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2024-09-08 – 2024-09-0849 ₽
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2024-09-09 – 2024-09-0949 ₽
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2024-09-10 – 2024-09-1049 ₽
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2024-09-11 – 2024-09-1149 ₽
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2024-09-12 – 2024-09-1249 ₽
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2024-09-13 – 2024-09-1349 ₽
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2024-09-14 – 2024-09-1449 ₽
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2024-09-15 – 2024-09-1549 ₽
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2024-09-16 – 2024-09-1652 ₽
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2024-09-17 – 2024-09-1752 ₽
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2024-09-18 – 2024-09-1852 ₽
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2024-09-19 – 2024-09-1952 ₽
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2024-09-20 – 2024-09-2052 ₽
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2024-09-21 – 2024-09-2152 ₽
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2024-09-22 – 2024-09-2252 ₽
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2024-09-23 – 2024-09-2352 ₽
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2024-09-24 – 2024-09-2452 ₽
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2024-09-25 – 2024-09-2552 ₽
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2024-09-26 – 2024-09-2652 ₽
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2024-09-27 – 2024-09-2752 ₽
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2024-09-28 – 2024-09-2852 ₽
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2024-09-29 – 2024-09-2952 ₽
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2024-09-30 – 2024-09-3052 ₽
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2024-10-01 – 2024-10-0152 ₽
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2024-10-02 – 2024-10-0252 ₽
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2024-10-03 – 2024-10-0352 ₽
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2024-10-04 – 2024-10-0452 ₽
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2024-10-05 – 2024-10-0552 ₽
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2024-10-06 – 2024-10-0652 ₽
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2024-10-07 – 2024-10-0752 ₽
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2024-10-08 – 2024-10-0852 ₽
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2024-10-09 – 2024-10-0952 ₽
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2024-10-10 – 2024-10-1052 ₽
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2024-10-11 – 2024-10-1152 ₽
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2024-10-12 – 2024-10-1252 ₽
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2024-10-13 – 2024-10-1352 ₽
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2024-10-14 – 2024-10-1452 ₽
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2024-10-15 – 2024-10-1552 ₽
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2024-10-16 – 2024-10-1652 ₽
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2024-10-17 – 2024-10-1752 ₽
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2024-10-18 – 2024-10-1852 ₽
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2024-10-19 – 2024-10-1952 ₽
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2024-10-20 – 2024-10-2052 ₽
Principal: 100 000 ₽Rate: 19% (1 days)
2024-10-21 – 2024-10-2152 ₽
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2024-10-22 – 2024-10-2252 ₽
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2024-10-23 – 2024-10-2352 ₽
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2024-10-24 – 2024-10-2452 ₽
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2024-10-25 – 2024-10-2552 ₽
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2024-10-26 – 2024-10-2652 ₽
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2024-10-27 – 2024-10-2752 ₽
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2024-10-28 – 2024-10-2857 ₽
Principal: 100 000 ₽Rate: 21% (1 days)
2024-10-29 – 2024-10-2957 ₽
Principal: 100 000 ₽Rate: 21% (1 days)
2024-10-30 – 2024-10-3057 ₽
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2024-10-31 – 2024-10-3157 ₽
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2024-11-01 – 2024-11-0157 ₽
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2024-11-02 – 2024-11-0257 ₽
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2024-11-03 – 2024-11-0357 ₽
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2024-11-04 – 2024-11-0457 ₽
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2024-11-05 – 2024-11-0557 ₽
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2024-11-06 – 2024-11-0657 ₽
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2024-11-07 – 2024-11-0757 ₽
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2024-11-08 – 2024-11-0857 ₽
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2024-11-09 – 2024-11-0957 ₽
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2024-11-10 – 2024-11-1057 ₽
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2024-11-11 – 2024-11-1157 ₽
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2024-11-12 – 2024-11-1257 ₽
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2024-11-13 – 2024-11-1357 ₽
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2024-11-14 – 2024-11-1457 ₽
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2024-11-15 – 2024-11-1557 ₽
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2024-11-16 – 2024-11-1657 ₽
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2024-11-17 – 2024-11-1757 ₽
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2024-11-18 – 2024-11-1857 ₽
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2024-11-19 – 2024-11-1957 ₽
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2024-11-20 – 2024-11-2057 ₽
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2024-11-21 – 2024-11-2157 ₽
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2024-11-22 – 2024-11-2257 ₽
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2024-11-23 – 2024-11-2357 ₽
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2024-11-24 – 2024-11-2457 ₽
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2024-11-25 – 2024-11-2557 ₽
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2024-11-26 – 2024-11-2657 ₽
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2024-11-27 – 2024-11-2757 ₽
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2024-11-28 – 2024-11-2857 ₽
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2024-11-29 – 2024-11-2957 ₽
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2024-11-30 – 2024-11-3057 ₽
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2024-12-01 – 2024-12-0157 ₽
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2024-12-02 – 2024-12-0257 ₽
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2024-12-03 – 2024-12-0357 ₽
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2024-12-04 – 2024-12-0457 ₽
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2024-12-05 – 2024-12-0557 ₽
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2024-12-06 – 2024-12-0657 ₽
Principal: 100 000 ₽Rate: 21% (1 days)
2024-12-07 – 2024-12-0757 ₽
Principal: 100 000 ₽Rate: 21% (1 days)
2024-12-08 – 2024-12-0857 ₽
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2024-12-09 – 2024-12-0957 ₽
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2024-12-10 – 2024-12-1057 ₽
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2024-12-11 – 2024-12-1157 ₽
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2024-12-12 – 2024-12-1257 ₽
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2024-12-13 – 2024-12-1357 ₽
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2024-12-14 – 2024-12-1457 ₽
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2024-12-15 – 2024-12-1557 ₽
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2024-12-16 – 2024-12-1657 ₽
Principal: 100 000 ₽Rate: 21% (1 days)
2024-12-17 – 2024-12-1757 ₽
Principal: 100 000 ₽Rate: 21% (1 days)
2024-12-18 – 2024-12-1857 ₽
Principal: 100 000 ₽Rate: 21% (1 days)
2024-12-19 – 2024-12-1957 ₽
Principal: 100 000 ₽Rate: 21% (1 days)
2024-12-20 – 2024-12-2057 ₽
Principal: 100 000 ₽Rate: 21% (1 days)
2024-12-21 – 2024-12-2157 ₽
Principal: 100 000 ₽Rate: 21% (1 days)
2024-12-22 – 2024-12-2257 ₽
Principal: 100 000 ₽Rate: 21% (1 days)
2024-12-23 – 2024-12-2357 ₽
Principal: 100 000 ₽Rate: 21% (1 days)
2024-12-24 – 2024-12-2457 ₽
Principal: 100 000 ₽Rate: 21% (1 days)
2024-12-25 – 2024-12-2557 ₽
Principal: 100 000 ₽Rate: 21% (1 days)
2024-12-26 – 2024-12-2657 ₽
Principal: 100 000 ₽Rate: 21% (1 days)
2024-12-27 – 2024-12-2757 ₽
Principal: 100 000 ₽Rate: 21% (1 days)
2024-12-28 – 2024-12-2857 ₽
Principal: 100 000 ₽Rate: 21% (1 days)
2024-12-29 – 2024-12-2957 ₽
Principal: 100 000 ₽Rate: 21% (1 days)
2024-12-30 – 2024-12-3057 ₽
Principal: 100 000 ₽Rate: 21% (1 days)
2024-12-31 – 2024-12-3157 ₽
Principal: 100 000 ₽Rate: 21% (1 days)
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Educational Purpose Disclaimer
This calculator is provided for informational and educational estimation purposes only. All calculations and projections are based on standard mathematical formulas and assumed inputs. The output values should not be considered professional financial, legal, tax, or medical advice. ProCalc is not a registered financial advisor or licensed practitioner. Always consult a qualified professional (such as a Chartered Accountant, certified planner, or physician) before making major decisions.
What is the Article 395 RF Civil Code Interest Calculator?
The Article 395 RF Civil Code Interest Calculator computes statutory interest for late payments and non-performance of financial obligations. In Russia, legal default interest is calculated based on the Central Bank of Russia (CBR) key interest rate (*Ключевая ставка ЦБ РФ*). This tool automatically applies historical key rates day-by-day according to the dates of your default period, including leap year calendar adjustments, ensuring court-ready claims.
How Does the Article 395 RF Civil Code Interest Calculator Work?
Enter the outstanding debt amount (principal) in rubles. Specify the start date of the default period and the end date of the calculation in YYYY-MM-DD format. The calculator runs a day-by-day loop, identifies the active CBR key rate for each day, accounts for leap years (365 vs. 366 days), and aggregates the total interest payable.
Formula & Calculation Method
Daily Interest = Principal × (CBR Key Rate on that day ÷ Number of days in the year). Total Interest is the sum of daily interest payments over the default range. Leap years are calculated with a denominator of 366 days, normal years with 365 days. CBR key rates are loaded dynamically from a historical database.
Example Calculation
For a debt of 100,000 ₽ from 2024-01-01 to 2024-12-31 (366 days, leap year). During 2024, the key rate was 16.0% (Jan-Jul), then 18.0% (Aug-Sep), 19.0% (Sep-Oct), and 21.0% (Oct-Dec). The total interest accumulated is approximately 17,620 ₽, leading to a total payable amount of 117,620 ₽.
Frequently Asked Questions
Article 395 of the Civil Code of the Russian Federation regulates the liability for non-performance of a monetary obligation. It states that if a debtor fails to pay on time, interest accumulates on the debt amount at the key rate of the Bank of Russia in effect during the corresponding periods, unless another rate is specified by contract or law.
Founder & Lead Developer
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Reviewed byProCalc Editorial Team
Technical Verification Passed • Updated
📐 Mathematical Formula & Method
Daily Interest = Principal × (CBR Key Rate on that day ÷ Number of days in the year). Total Interest is the sum of daily interest payments over the default range. Leap years are calculated with a denominator of 366 days, normal years with 365 days. CBR key rates are loaded dynamically from a historical database.
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Disclaimer: This financial calculator is provided for educational and estimation purposes only. ProCalc is not a registered financial advisor or SEBI entity. Rates and tax rules may vary.