US 401(k) Employer Match & Retirement Projector
Maximize your employer 401(k) match and project your retirement balance with compound growth over decades.
📈 US 401(k) Employer Match & Retirement Projector
Maximize free employer match and project your retirement nest egg with compound growth.
Salary & Contributions
Retirement Projection
What is the US 401(k) Employer Match & Retirement Projector?
Calculate how much free employer match money you're leaving on the table, your total annual contribution, and projected 401(k) balance at retirement.
How Does the US 401(k) Employer Match & Retirement Projector Work?
Enter your salary, contribution %, employer match %, vesting limit, current age and balance, and expected investment return. Results show your employer match, total contributions, and projected balance at retirement.
Formula & Calculation Method
Employer match = min(employee contribution, match cap) × match %. Future value uses compound monthly growth on existing balance plus monthly contributions over years to retirement.
Example Calculation
A $80,000 salary with 6% employee contribution and a 100% employer match up to 6% yields $4,800/yr free employer money.
Frequently Asked Questions
Employer match = min(employee contribution, match cap) × match %. Future value uses compound monthly growth on existing balance plus monthly contributions over years to retirement.
Disclaimer: This tool is provided for informational and calculation purposes. Output values are estimates based on standard user inputs.